Operated by former employees who volunteer their time. Not endorsed or supported by the company.
Annual Enrollment for 2018 US Retiree and COBRA Health Coverage
Advice and reference info from members. (Updated December 6, 2017.) Questions or comments to: email@example.com
Page updated often -- use browser refresh button to display latest version.
Overview of US health coverage topics: http://www.hpalumni.org/health
HPAA's Medicare Study Guide -- a step-by-step process to figure out your Medicare situation -- and avoid a couple of traps -- whether an official HP Retiree or not:: http://www.hpalumni.org/medicare
For updates, join the HPAA's US Benefits Forum. Mutual help on health coverage -- COBRA, retirement, Medicare, open-market. Decoding Annual Enrollment. Annual Enrollment.
is a confirmation and mop-up cycle after the deadline.
"After you enroll in HP coverage, you’ll receive a Confirmation
of Coverage in the mail at home in November showing your 2018 HP
elections. It's important to review your confirmation and notify
the HP Benefits Center immediately if any corrections are
needed. If you don't make corrections by December 28, 2017, at 6
p.m. Pacific Time (8 p.m. Central Time), you can't change your
HP elections for 2018 unless you experience a qualified status
If you won't be able to resolve your Medicare situation by the enrollment deadline -- for example, because you can't get an Aon Retiree Health Exchange (ARHE) appointment in time, or your have an application pending for an individual Medicare plan through ARHE -- enroll in the most likely HP plan now and change later if necessary.
Many questions are answered in the most recent annual Retiree Benefits Enrollment Guide: http://www.hpalumni.org/2018HPIEnrollmentGuide.pdf (Even if you have the printed booklet, it is very helpful to download the file so that you can search this complex document using the pdf reader on your system.) The Guide has color-coded bands across the top of each page for each type of retiree.
Future of retiree healthcare: HP never made any commitment to provide retiree healthcare in the entire history of the company. Of HP's predecessor companies, only DEC had retiree healthcare. Prices paid by retirees will continue to rise due to the cap put in place in 2010. Details
Copies of HP Annual Enrollment documents available here on the HPAlumni website...
- Non-Medicare (pre-65): http://www.hpalumni.org/2018HPIMailer-nonMedicare.pdf
- Medicare-Eligible (post-65): http://www.hpalumni.org/2018HPIMailer-Medicare.pdf
Retiree Benefits Enrollment Guide: http://www.hpalumni.org/2018HPIEnrollmentGuide.pdf
(Even if you have the printed booklet, it is very helpful to download the file so that you can search this complex document using the pdf reader on your system.)
The 2018 Guide has color-coded bands across the top of each page:
- For everyone -- white or gray band.
- Medicare eligible -- orange band.
- Not yet Medicare-eligible -- purple band.
- Families with both Medicare-eligible and non-Medicare-eligible members -- red band.
- Be sure to read the critical info at the end of the booklet. (Called "Important reminders" -- but some of the points may be new to you.)
What's Changing Guide: http://www.hpalumni.org/2018HPIWhatsChanging.pdf
Coverage Summary documents for each available plan:
- Non-Medicare (pre-65): http://www.hpalumni.org/2018HPISummariesNonMedicare.pdf
- Medicare-Eligible (post-65): http://www.hpalumni.org/2018HPISummariesMedicareEligible.pdf
To easily compare plans, print the two pages for each plan you are considering, then place the printed pages side-by-side and mark them up.
(Updated and posted on HPAA Benefits Forum October 20, 2017)
Email: [HPAA Benefits] Annual Enrollment status - You do
have plan choices.
am I a retiree or former employee of?
HP, or HPE, or multiple companies? Given HP's complex history of acquisitions, divestitures, and spinoffs, the company that you are a
former employee of may not be obvious.
Before contacting one of the HP-related companies, check
For more mutual help on this topic and many others, join the independent HP Alumni Association. If you were formerly a regular, direct employee of Hewlett-Packard, HP Inc, or Hewlett Packard Enterprise -- or have a defined retirement or termination date, join the HPAA. No charge, thanks to HPAA members.
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