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HPInc Summary Plan Descriptions (Updated Sep 12, 2020.)  Contact the HPAA volunteers: info@hpalumni.org 

How to decode an SPD. (For example, many of the postal contact addresses given in SPDs are extinct.)  Decoding SPDs

How to find the legal "Summary Plan Description" documents, if you don't have a copy.

401(k) Plan:   Documents downloaded by members on July 6, 2020:  HP 401(k) Plan Summary Plan Description - 2017    2020 Summary of Modifications to 401(k) SPD


"EDS Retirement Plan Summary Plan Description" (the "SPD") -- with many key details, including annual interest credit, QDRO, and surviving spouse provisions.

There are at least two vintages of the EDS plan. Download the SPD from Fidelity that specifically applies to you -- based on when you left EDS.

For example, the "Updated as of January 2012" copy of the SPD does not apply if you left EDS before July 1, 1998. 
It says on page 1: "Benefits for participants who terminated from EDS before July 1, 1998 are subject to separate provisions not described in this SPD. For more information about these benefits, contact the HP Retirement Services Center."
https://www.hpalumni.org/EDSRetirementPlanSPD-HP_Final_2012_HP_EDS_Retirement_Plan_SPD.pdf 


"Your Summary Plan Descriptions (SPDs) describe key features of the benefits available to you as an eligible HP retiree. You may qualify for benefits under one or more of the programs described in the SPDs, depending on your circumstances.

"The SPDs also include a directory of benefit resources, information about what happens when you experience certain changes in your life, and information about your rights under the programs. In the event of any inconsistency between the SPDs and the terms of the plans or programs, the terms of the plans or programs will control.

"To request a printed copy of an SPD, please call the HP Benefits Center at 1-800-890-3100."


SPDs are also posted on the official "HP Continuum" password-protected retiree website operated by HPInc. See https://www.hpalumni.org/Continuum for instructions on how to join HP Continuum.

Once you are a member of Continuum, go to this page for the SPD documents: https://www.hpcontinuum.com/plan-descriptions

Retiree Plans:
- HP Pre-2003 Retiree Plan SPD
- HP Retiree Plan SPD
- Compaq Retiree Plan SPD
- Digital Retiree Plan SPD

Medical Plan Detail SPDs for all Retiree Plans
- UnitedHealthcare Medical SPD
- Aetna Medical SPD
- Anthem BCBS Medical SPD
- Cigna Medical SPD
- Tufts Medical SPD for Pre-medicare retirees
- HMO Blue of Texas Medical SPD
- Harvard Pilgrim Medical SPD for Pre-medicare retirees
- HP Prescription Drug Program SPD for Pre-medicare retirees
- HP Mental health and substance use disorder program SPD
- UnitedHealthcare MedicareRx Summary of Benefits
- UnitedHealthcare MedicareRx Evidence of Coverage

Other:
- HP Retirement Medical Savings Account SPD
- HP Retirement Plan and Deferred Profit Sharing Plan SPD
- HP Cash Account Pension Plan SPD
- HP 401(k) Plan SPD
- EDS Retirement Plan SPD

How to decode an SPD. (For example, many of the postal contact addresses given in SPDs are extinct.)  Decoding SPDs

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For more mutual help on this topic and many others, join the independent HP Alumni Association. If you were formerly a regular, direct employee of HP or HPE -- or are in the process of leaving -- join the HP Alumni Association. Transition, Benefits, and Finance forums. No charge, thanks to HPAA members.


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