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Deadlines and links for HPInc, HPE, and Medicare

Advice and reference info from members of the independent HP Alumni Association.

Join the HPAA's Benefits Forum Covers topics such as COBRA and retiree health benefits, annual enrollment, and transition to Medicare.

(Updated Nov 8, 2022.) Comments: info@hpalumni.org


Technically, you have 31 days to change if you lose coverage from an employer or other plan -- or have a status change such as marriage, divorce, or transition to Medicare. This is not unique to HPInc/HPE. A fundamental principle of health insurance is that everyone continuously pays into the overall health insurance system pool when they are healthy. (For example, if you don't sign up for each of the various Medicare elements when first eligible, you pay a late enrollment penalty for years.) 

If you have such a change, contact your Benefits Center ASAP -- or contact the insurance sales agency that you bought the plan from, such as Alight Retiree Health Solutions (formerly Aon Retiree Health Exchange) Alight Retiree Health Solutions contacts  "They couldn't do the surgery because his insurance had been terminated. It took a very long three-way phone call with the Benefits Center and [the carrier] to get his new coverage entered into the system."


If you won't be able to resolve your Medicare situation by the HP/HPE enrollment deadline -- for example, because you can't get an AlightRHS advisor appointment in time, or you have an application pending for an individual Medicare plan through AlightRHS -- HP and HPE recommend that you enroll in the best HP/HPE plan now and change later if necessary.

There is a confirmation and mop-up cycle after the stated HP/HPE deadline. However, members report that changes made too far after the original deadline may not be in place at your providers by January 1.

HPInc: "You must make corrections by December 16, 2022, at 6 p.m. Pacific Time (8 p.m. Central Time). After that date, you won’t be able to make changes for 2023 unless you experience a qualified status change and call the HP Benefits Center within 60 days."
--HP Enrollment Guides.

HPE: "If you need to correct your elections, notify the HPE Benefits Center before December 31, 2022."
--HPE Enrollment Guide


Medicare
"When can I join, switch, or drop a plan? You can join, switch, or drop a Medicare Health Plan or a Medicare Advantage Plan (Part C) with or without drug coverage during these times:
- Initial Enrollment Period. When you first become eligible for Medicare, you can join a plan.
- Open Enrollment Period. From October 15 – December 7 each year, you can join, switch, or drop a plan. Your coverage will begin on January 1 (as long as the plan gets your request by December 7).
- Medicare Advantage Open Enrollment Period. From January 1 – March 31 each year, if you’re enrolled in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time. Note: You can only switch plans once during this period."
https://www.medicare.gov/sign-up-change-plans/joining-a-health-or-drug-plan


Affordable Care Act, Medicaid, and Covered California links and deadlines:  https://www.hpalumni.org/health-other


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If formerly a regular, direct U.S. employee of HP or HPE -- or are in the process of leaving -- join the HP Alumni Association. No charge, thanks to HPAA's Supporting Members.


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