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2c. How to explore many of your AlightRHS alternatives
- online before you call.
If receiving benefits from or
subsidized by HP (now legally named HP Inc.) or from HPE.
Advice and reference info from
members.
(Updated Nov 7, 2022.) Website operated by volunteers. Not officially endorsed or supported. Question or comment? Email:
info@hpalumni.org
Previous page: Member tips on working with Alight Retiree Health Solutions
https://www.hpalumni.org/medicare-ARHS-tips
Overview of the AlightRHS alternative.
https://www.hpalumni.org/medicare-open-market
The amount of the subsidy you would receive if you
choose to buy through Alight Retiree Health
Solutions is shown in the body of
the personalized Enrollment cover letter under the heading "HP
premium reimbursements for Alight Retiree Health
Solutions Retiree Health
Exchange coverage." [See yellow highlights in our
sample personalized cover letter:
hpalumni.org/2021HPIncSampleStatement-Aon.pdf
]
Examine the AlightRHS choices for your area -- with list prices
that you pay directly to AlightRHS -- without making any commitment. (You
receive the RRA subsidy directly from HP.)
You can explore your options without talking to AlightRHS or creating an account (or without disturbing
your current account settings.) Member advice:
hpalumni.org/Medicare-AlightRHSComparisonExample
AlightRHS for HP
https://retiree.alight.com/hp
1-800-975-0355 -- 7 a.m. to 8 p.m. Central Time, Monday
through Friday
AlightRHS for HPE -- Hewlett Packard Enterprise
https://retiree.alight.com/hewlettpackardenterprise
1-844-537-5303 -- 7 a.m. to 8 p.m. Central Time, Monday
through Friday
Medicare AlightRHS Example
Heads up! AlightRHS does not offer all Medicare plans
potentially available in your area.
Some plans are only available
directly from the insurance company or HMO
-- or only through
other insurance agencies. Some are only available
through AlightRHS by special request.
The HP Enrollment Guide says: "...offers a broader selection
of premium costs, benefit designs, and top carriers...
...some of the same medical carriers as HP... with very
similar coverage and access to many of the same doctors and
hospitals. ...none of these plans cover the exact services
or provide the exact benefits as the HP options."
The HPE Enrollment Guide is less explicit: "...access to a
range of medical plans offered through the individual
insurance market... More than 100 insurance companies
participate..."
Prepare for your call by using the AlightRHS site:
- Register and confirm your enrollment appointment
- Enter your prescriptions -- which has a huge effect on which
plans work best for you.
- Compare plans and put the best alternatives in the shopping
cart
Member tip: After the first year with AlightRHS, "Don't
bother with an Advisor, who is unlikely to know anything
that you haven't already researched. They also take up a lot
of your time. And from reports on this forum, they sometimes
stand you up. Now that we are allowed to do our own
enrollment on their web site, do that. It worked for me."
Work with both AlightRHS and the Benefits Center to determine
the best plan for your specific situation offered via each. Then you
make the final choice.
You can change back to an HP/HPE group plan from
AlightRHS
individual coverage, as indicated in your
Annual Enrollment Guide.
If you have a problem, contact the insurance
agency you purchased from. In the case of AlightRHS, contact your Advisor. If
the Advisor can't resolve your problem, they
escalate it to AlightRHS' special group of Advocates.
(Because your are buying an open-market
policy via the agency , the company -- HP or HPE -- is
out of the picture -- except for providing the
subsidy.) Contact the Benefits Center if there are
problems with the subsidy payments.
Troubleshooting and contacts
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