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Pension and retirement plan issues for HP, HPE, EDS, and DEC alumni.
If you know someone dealing with possible layoff, considering retirement, or has recently left, send them this link. Practical advice from HP and HPE alumni who have gone through past cycles: https://www.hpalumni.org/leaving (Public website. No membership or password required.)
Menu of financial topics: Financial Menu
From former employees of HP and HPE. Not officially endorsed or supported. Click to join our forums Question? Email us: info@hpalumni.org
Received a "Potential Private Retirement Benefit" letter from U.S. Social Security? How to decode this confusing letter – and who to contact, if necessary: "Potential Benefit" letter
HP Inc is the overall legal successor to Hewlett-Packard and to companies acquired by Hewlett-Packard before Nov 1, 2015 – Compaq, EDS, etc. – regardless of whether a business unit ended up in HPInc or HPE. Unofficial directory of HP/HPE acquisitions For employees of HP – and predecessor companies – who left before the HPInc/HPE separation, responsibility for any health or retirement benefits varies from country to country, depending on employee population. For the US, HPInc has responsibility. For Canada and UK, HPE has responsibility. In many countries, plans were split between HP Inc and HPE. See: Where are my benefits?
Hewlett Packard Enterprise (HPE) is the overall legal successor to companies acquired by HPE – such as Cray, Juniper, Nimble, etc.
US Pension:
- HP Inc: The HP Retirement Service Center is the primary administrator for HP Inc US pension and 401(k) accounts, including any accounts for companies that Hewlett-Packard acquired before Nov 1, 2015 (Compaq, DEC, EDS, etc.) Operated by Fidelity Investments. 1-800-457-4015 (If no password, keep hitting #.) (Outside US 1-508-787-9902 collect.) https://nb.Fidelity.com (Members advise that local Fidelity offices are focused on sales.)
- HPE: The HPE Retirement Service Center is the primary administrator for Hewlett Packard Enterprise US pension and 401(k) accounts, including any accounts for companies that HPE acquired since Nov 1, 2015 (Cray, Juniper, Nimble, etc.) Operated by Fidelity Investments. 1-800-409-4015 (If no password, keep hitting #.) (Outside US 1-508-787-9902 collect.) https://nb.Fidelity.com (Members advise that local Fidelity offices are focused on sales.)
- EDS Legacy Plan: If you were employed in the US by EDS or "EDS, an HP Company" before Jan 1, 2009 – you may have an EDS pension, which has been merged with an HPInc pension plan: https://www.hpalumni.org/edsPension
UK Pension – HP, DEC, EDS. Links and member advice: https://www.hpalumni.org/country-uk
Former-employee contacts:
- HP Inc worldwide former-employee contacts: https://content.ext.hp.com/sites/CountrySupport/CountrySelector.page HP Inc worldwide office directory: https://www.hp.com/us-en/contact-hp/ww-office-locs.html HPInc headquarters: 1-650-857-1501. 10300 Energy Drive, Spring, TX 77389. (At a US Post Office window, you can specify Certified Mail combined with Return Receipt.)
- HPE worldwide former-employee contacts: https://people.hpe.com/s/externalcase/external-employee HPE worldwide office directory: https://www.hpe.com/us/en/ww-office-locations HPE headquarters: 1-678-259-9860. 1701 E Mossy Oaks Rd, Spring, TX 77389. (At a US Post Office window, you can specify Certified Mail combined with Return Receipt.)
Death or disability of a former employee. Stock, pension, dependent health coverage, and other issues: Checklist for dependents and heirs
The key document for a US employee retirement or health plan is the legal Summary Plan Description (SPD). It includes plan details and an address at the employer for appeals. The current SPD takes precedence over any other written, online, or verbal information you may have been given – but is still subject to change. The employer's plan administrator is required by law to provide the SPD upon request. How to obtain and decode: https://www.hpalumni.org/SPD-decode
If you are leaving the company, use our ASAP Checklist for additional information on this topic.
Join the HP Alumni Association Finance Forum.
Member Advice: How to Choose a Financial Advisor. You need to understand the role and motivations of each person and company. Financial Advisor
Should you take a lump-sum or a monthly pension? For notes from HPAA discussions, go to https://www.hpalumni.org/RetirementPlans-LumpSum
Classification as "Retired." If an employee left at 55 or older with at least 10 years of service, or left after 2010 with age-plus-years-of-service of at least 80, or left under an early retirement program – HP and HPE generally classify the employee as "retired" – regardless of how they left and whether or not they have any retiree benefits. (HPE also mentions "...or age 55 or older with at least 70 age-plus-service 'points' for equity grants.") This is reported to outside payroll and employment verification services, but doesn't seem to have any negative consequences. Inquiries from state Unemployment Dept. claims examiners go to a specific group in HR, which replies via letter. Over the years, members have reported that HP did not block their UI claims.
Which HP-related companies have me classified as a retiree or former employee? Due to acquisitions and spinoffs, may not be obvious: Which Company
Service at HP predecessor companies.
Of HPInc's many predecessor companies, only HP and DEC ever had US retiree healthcare programs – setting aside money over the years in dedicated trust funds. Employees of other acquisitions did not get credit under HP's long-service retiree healthcare program for service at the predecessor – but generally did get service credit for other benefits. Details: https://www.hpalumni.org/health
Of HPInc's many predecessor companies, only HP, DEC, and EDS ever had US pension plans – setting aside money over the years in dedicated trust funds. Employees of other acquisitions did not get credit under HP's pension programs for service at the predecessor – but generally did get service credit for other benefits.
U.S. pension change. In 2020, HP Inc irrevocably
transferred pension administration and $5.2 billion in
payment obligations for 41,000 U.S. HP, DEC, and EDS
retirees to Prudential Insurance Company
through the purchase of a group annuity contract. Business
later sold to Empower. Details:
hpalumni.org/pension2021
Basics of 401(k) plans. 401(k) Basics How the 401(k) has evolved How the 401(k) has replaced pensions
How to investigate a retirement benefit plan Topics: Check for lost property. Which company is currently responsible for the benefit. If you worked for a predecessor company. How to contact the current administrators. Surviving spouse provisions. Legal postal contact addresses. https://www.hpalumni.org/RetirementPlans-Investigate
We have details on major HP-related plans: Retirement Plan Index
Other benefits issues – such as Social Security, Pension, 401(k), Stock, Medicare, annual enrollment, COBRA, troubleshooting retiree health coverage, etc:. HPAlumni Benefits Menu
(Page updated Feb 13, 2026)
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