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Pension and retirement plan issues for HP, HPE, EDS, and DEC alumni. (Updated Sep 28, 2026)
If you know someone dealing with possible layoff, considering retirement, or has recently left, send them this link. Advice from HP and HPE alumni who have gone through past cycles: https://www.hpalumni.org/leaving (No password required.)
From former employees of HP and HPE. Not officially endorsed or supported. Click to join our forums (Hosted on Google Groups.) Question? Email us: info@hpalumni.org
Received a "Potential Private Retirement Benefit" letter from U.S. Social Security? How to decode; who to contact: https://www.hpalumni.org/PotentialBenefitLetter
HPInc is the overall legal successor to Hewlett-Packard Company and to companies acquired before Nov 1, 2015 Compaq, EDS, etc. regardless of whether a business unit ended up in HPInc or HPE. Unofficial directory of HP/HPE acquisitions For employees of HP and predecessor companies who left before the HPInc/HPE separation, responsibility for any health or retirement benefits varies from country to country, depending on employee population. For the US, HPInc has responsibility. For Canada and UK, HPE has responsibility. In many countries, plans were split between HPInc and HPE. See: Where are my benefits?
Hewlett Packard Enterprise (HPE) is the overall legal successor to companies acquired by HPE after it was founded on Nov 1, 2015 Cray, Juniper, Nimble, etc.
US Pensions:
- HP Inc: The HP Retirement Service Center at Fidelity is the primary administrator for HP Inc US pension and 401(k) accounts. This includes accounts for companies that Hewlett-Packard acquired before Nov 1, 2015 (Compaq, DEC, EDS, etc.) -- and historical records for accounts that were transferred to Prudential in 2020. 1-800-457-4015 (If no password, keep hitting #.) (Outside US 1-508-787-9902 collect.) https://nb.fidelity.com If difficulty on a call or chat, ask for Fidelity's "HP Inc team." (Local Fidelity offices are focused on sales.)
- HPE: The HPE Retirement Service Center at Fidelity is the primary administrator for Hewlett Packard Enterprise US pension and 401(k) accounts, including any accounts for companies that HPE acquired since Nov 1, 2015 (Cray, Juniper, Nimble, etc.) 1-800-409-4015 (If no password, keep hitting #.) (Outside US 1-508-787-9902 collect.) https://nb.fidelity.com If difficulty on a call or chat, ask for Fidelity's "Hewlett Packard Enterprise team." (Local Fidelity offices are focused on sales.)
- EDS Legacy Plan: If you were employed in the US by EDS or "EDS, an HP Company" before Jan 1, 2009 you may have an EDS pension:: https://www.hpalumni.org/edsPension
UK Pensions HP, DEC, EDS. Links and member advice: https://www.hpalumni.org/country-uk
Worldwide former-employee contacts:
- HP Inc worldwide former-employee contacts: https://content.ext.hp.com... HP Inc worldwide office directory: https://www.hp.com... HP Inc headquarters: 1-650-857-1501. 10300 Energy Drive, Spring, TX 77389. HP Inc executives (At a US Post Office window, you can specify Certified Mail combined with Return Receipt.)
- HPE worldwide former-employee contacts: https://people.hpe.com... HPE worldwide office directory: https://www.hpe.com... HPE headquarters: 1-678-259-9860. 1701 E Mossy Oaks Rd, Spring, TX 77389. (At a US Post Office window, you can specify Certified Mail combined with Return Receipt.)
Death or disability of a former employee. Stock, pension, dependent health coverage, and other issues: Checklist for dependents and heirs
The key document for a US employee retirement or health plan is the legal Summary Plan Description (SPD). It includes plan details and an address at the employer for appeals. The current SPD takes precedence over any other written, online, or verbal information you may have been given but is still subject to change. The plan administrator is required by law to provide the SPD upon request. How to obtain and decode: https://www.hpalumni.org/SPD-decode
If you are leaving the company, use our ASAP Checklist for additional information on this topic.
This topic is discussed on the HP Alumni Association Finance Forum.
Financial Advisors. You need to understand the role and motivations of each person and company. Financial Advisors
Should you take a lump-sum or a monthly pension? For notes from HPAA discussions, go to https://www.hpalumni.org/RetirementPlans-LumpSum
Classification as "Retired." If an employee left at 55 or older with at least 10 years of service, or left after 2010 with age-plus-years-of-service of at least 80, or left under an early retirement program HP and HPE generally classify the employee as "retired" regardless of how they left and whether or not they have any retiree benefits. (HPE also mentions "...or age 55 or older with at least 70 age-plus-service 'points' for equity grants.") This is reported to outside payroll and employment verification services, but doesn't seem to have any negative consequences. Inquiries from state Unemployment Dept. claims examiners go to a specific group in HR, which replies via letter. Over the years, members have reported that HP did not block their UI claims.
Which HP-related companies have me classified as a retiree or former employee? Due to acquisitions and spinoffs, may not be obvious: Which Company
Service at HP predecessor companies.
Of HPInc's many predecessor companies, only HP, DEC, and EDS ever had US pension plans setting aside money over the years in dedicated trust funds. The DEC and EDS plans became sub-plans under the HP/HPInc plan; benefits stopped accruing; terms did not change. Employees of all acquired companies joined the HP/HPInc pension or 401(k) retirement plan in effect after the time of acquisition.
U.S. pension change. In 2020, HP Inc irrevocably transferred pension administration and $5.2 billion in payment obligations for 41,000 U.S. HP, DEC, and EDS retirees to Prudential by purchasing a group annuity contract. Applied only to those who were currently receiving monthly payments (and did not have a Qualified Domestic Relations Order.) Amounts and terms did not change. Other pensions are still administered by Fidelity. Fidelity has the historical records. Prudential later sold the business to Empower; however payments are sent from Prudential Tax Service. Details: hpalumni.org/pension2021
Basics of 401(k) plans. 401(k) Basics How the 401(k) has evolved How the 401(k) has replaced pensions
How to research a retirement benefit plan https://www.hpalumni.org/RetirementPlans-Investigate
We have details on major HP-related plans: Retirement Plan Index
HPE: The HPE Retirement Service Center at Fidelity is the primary administrator for Hewlett Packard Enterprise US pension and 401(k) accounts, including any accounts for companies that HPE acquired since Nov 1, 2015 (Cray, Juniper, Nimble, etc.) 1-800-409-4015 (If no password, keep hitting #.) (Outside US 1-508-787-9902 collect.) https://nb.Fidelity.com If difficulty on a call or chat, ask for Fidelity's "Hewlett Packard Enterprise team." (Local Fidelity offices are focused on sales.)
Plan details: HPE 401(k) 11K SEC filing 06/10/21
Find help if experiencing a problem with a U.S. pension, profit sharing or retirement savings plan, answer questions to locate the agencies that can help with your issue: https://www.pensionhelp.org
2015: HPInc/HPE Breakup.
"Overall, HP's pension plans are well funded and we continue to make contributions to pensions based on local funding requirements. HP is committed to maintaining funding in accordance with relevant pension funding rules, and this will not change following the business separation. Keep in mind any vested HP pension benefits you maintain are obligations of the pension plan itself, rather than HP. [Emphasis added] HP has made contributions to fund these benefits in a separate trust over time, and pension benefits are subject to minimum funding requirements that will continue even after the separation."
Posted March 17, 2015 under "Retiree News" on "HP Continuum" HP Inc's official US retiree social networking site. Includes details on retiree discounts plus benefits material not available on MyHPBenefits. Join at https://www.hpcontinuum.com
Rest assured, you will not lose any retirement benefit value as a result of the separation, and you will not need to take any action. If you still have benefits remaining in an HP pension plan or the HP 401(k) Plan, the value, timing, and method of your payments will not change, and you will not need to take any action. For more details about how your individual retirement benefits will be affected by the separation, watch for a personalized retirement announcement that will be mailed to your home in early September.
From HP's August 27, 2015 message to US retirees
Pension Lump-Sum Payout Offers.
- US HP Pension Lump-Sum Payout Offer 2016 https://www.hpalumni.org/pension2016
- US HP Pension Lump-Sum Payout Offer 2020 https://www.hpalumni.org/pension2020
- US EDS lump-sum payout offers. HP made several lump-sum payout offers to specific segments of EDS retirees over the years: https://www.hpalumni.org/edsPension
Other benefits issues such as Social Security, Pension, 401(k), Stock, Medicare, annual enrollment, COBRA, troubleshooting retiree health coverage, etc: HPAlumni Benefits Menu
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