HP retiree medical re-enrollment rules. [Bold emphasis added by HPAA]
...if you elect to not participate in HP
retiree medical coverage the following
re-enrollment restrictions will apply:
- You will not
have an option to re-enroll in retiree medical coverage during
future annual enrollment periods. Instead, you will be eligible
to re-enroll only within 31 days of losing coverage under
another employer’s group medical plan or within 60 days of
losing coverage purchased from a public health insurance
exchange. Losing coverage under another employer's group medical
plan could include the loss of your own coverage through another
employer or the loss of coverage under your spouse's
employer's plan."
- If you die after declining HP coverage, your surviving
dependents will not be eligible to participate in HP benefits
following your death. Only dependents who are covered on the
date of death can qualify to continue HP coverage.
HP’s retiree medical re-enrollment rules are designed to ensure a broad
base of participation in the HP Retiree Medical Program and help
control premiums for all retirees.
Scenario. Changes you can make mid-year. Annual enrollment
eligibility.
If: You elect coverage under an HPE retiree medical plan.
You generally can’t make changes to your elections during the
year, unless you have a qualifying life event* (you will
have 60 days to make allowed changes), or if you’re enrolled in
an HPE-sponsored Medicare HMO plan [i.e. an HPE group plan] and want to switch your
coverage to an HPE Medicare Supplement option.
You can change your election during each annual enrollment.
If: You enroll in medical coverage through another employer
(whether through your spouse/domestic partner or through your
own employer) and opt out of HPE coverage.
You can reenroll in HPE coverage if you lose the other
employer’s coverage. You must reenroll within 60 days of the
loss of coverage.
You won’t be eligible to reenroll in HPE coverage during future
annual enrollment periods while you’re in the other employer’s
plan.
If: You elect coverage under a public health insurance
exchange (for retirees not yet eligible for Medicare) or
through Alight Retiree Health Solutions (for Medicare-eligible
retirees).
You generally can’t make changes to your elections during the
year, unless you have a qualifying life event* (you will have 60
days to make allowed changes).
You won’t be eligible to reenroll in an HPE medical plan during
future annual enrollment periods unless you have a qualifying
life event or lose coverage.
If: You die after declining HPE coverage.
Your surviving dependents will not be eligible to participate in
benefits following your death. Only dependents who are covered
on the date of your death can continue coverage. For information
about survivor benefits, call the HPE Benefits Center.
*For more information, review the Life Events section of the
U.S. Benefits Summary Plan Descriptions in the Retiree Benefits
Toolkit at
https://myhperewards.com/retiree/index.html.