Additional restrictions are covered in various places -- such as footnotes or in the text -- in the Enrollment Guide.

If you don't have the documents handy, we have copies on the HPAA website (as announced on this forum several times)

- 2026 Retiree Healthplan Enrollment Guide [Pre-2003 or DEC.] https://www.hpalumni.org/HP_2025_AE26_Legacy_Retiree_Guide.pdf  

- 2026 Retiree Healthplan Enrollment Guide [not-Pre-2003 or DEC.] https://www.hpalumni.org/HP_2025_AE26_RetireeGuide_RETHP.pdf 

- Statement from the HPInc Benefits Center, dated September 26. https://www.hpalumni.org/HP_AE26_StatementSept.pdf

Link to this page: https://www.hpalumni.org/enroll-re-enrollment

Next step: Menu of key Enrollment issues: https://www.hpalumni.org/enroll-menu (Membership not required.)