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Health systems in Silicon Valley.

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Based on reports from HP Alumni Association members who have completed enrollment. Join forums: https://www.hpalumni.org  Not officially endorsed or supported. Question? Email us: info@hpalumni.org  (Updated Nov 22, 2025)


In Silicon Valley, Sutter/PAMF and Kaiser are the biggest -- but not the only -- health systems.

Sutter/PAMF is concentrated on a massive site in Mountain View. Has specialized facilities scattered all over. Uses the El Camino hospitals in Mountain View and Los Gatos.
The page for each doctor lists specific Advantage plans. UnitedHeathcare Advantage is "Currently in Contract Negotiations"
Reluctant to accept traditional Medicare and Medigap -- very hard to find any Medicare info on the website. The "Your Health Insurance Information Guide" only covers Advantage.

https://www.sutterhealth.org

[A friend has AARP/UHC Plan F. Has to go to Mountain View for almost everything. Must be careful to set appointments outside of Silicon Valley morning and afternoon rush "hours." --cg]

El Camino Health has hospitals in Mountain View and Los Gatos, and clinics throughout Santa Clara County -- from North San Jose, East San Jose, Willow Glen, and down to Morgan Hill.
The page for each doctor simply, clearly lists "Medicare" in the alphabetical list of specific plans.
Advantage plans: https://www.elcaminohealth.org/about-us/el-camino-health-medical-network/medical-network-insurance-information 

[I'm very pleased with El Camino. Have AARP/UHC Medigap Plan F. --cg]

Stanford Health Care has facilities from Palo Alto to San Jose and up to Pinole and Danville.

Their website says that they accept Medigap plans.
They do not list specific Advantage plans. "Check with your Medicare Advantage plan to understand your out of network benefits, out of pocket costs, and if you have any authorization requirements."
https://stanfordhealthcare.org/directory


Santa Clara Valley Healthcare has four hospitals -- and clinics throughout the county.
List of plans: https://www.scvh.org/changes-your-coverage-0

They have a detailed charge estimator online, which calculates the cost for each procedure for any given health plan.
https://www.scvh.org/hospitals-clinics

 

Kaiser Permanente has several hospitals in the SF Bay Area, including San Jose, Santa Clara, and up to Oakland.
https://residency-ncal.kaiserpermanente.org/about/locations/

Offers only their own Advantage plans.
https://healthy.kaiserpermanente.org/northern-california/shop-plans


Next step: Menu of key Enrollment issues: https://www.hpalumni.org/enroll-menu

Link to this page: https://www.hpalumni.org/enroll-siliconvalley


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