HPInc is the overall legal successor to Hewlett-Packard Company and to companies acquired before Nov 1, 2015 – Compaq, EDS, etc. – regardless of whether a business unit ended up in HPInc or HPE.  For employees of HP -- and predecessor companies -- who left before the HPInc/HPE separation, responsibility for any health or retirement benefits varies from country to country, depending on employee population. For the US, HPInc has responsibility. For Canada and UK, HPE has responsibility. In many countries, plans were split between HPInc and HPE. See: https://www.hpalumni.org/WhichCompany

Received a "Potential Private Retirement Benefit" letter from U.S. Social Security? How to decode and who to contact: https://www.hpalumni.org/PotentialBenefitLetter

For details of a U.S. employer retirement or health plan, obtain a copy of the legal Summary Plan Description ("SPD"). Log into the plan administrator's website or call. They are required by law to provide the SPD upon request. The current SPD takes precedence over any other written, online, or verbal information you may be given -- but is still subject to change. https://www.hpalumni.org/SPD-decode

DEC Pension:

- The benefits originally promised assumed continued high profit levels. Such benefits plans were closed to new participants years before the company was sold to Compaq.

- DEC retirees report that Compaq (which which never had a pension program for its own employees) -- and now HP (which had a much-less-generous program) -- have lived up to DEC's U.S. pension commitments.

- Of HPInc's many predecessor companies, only HP, DEC, and EDS ever had US pension plans -- setting aside money over the years in dedicated trust funds. The DEC and EDS plans became sub-plans under the HP/HPInc plan; benefits stopped accruing; terms did not change. Employees of all acquired companies joined the HP/HPInc pension or 401(k) retirement plan in effect after the time of acquisition. Details on HP-related pensions: https://www.hpalumni.org/RetirementPlans

- U.S. pension change. In 2020, HP Inc irrevocably transferred pension administration and $5.2 billion in payment obligations for 41,000 U.S. HP, DEC, and EDS retirees to Prudential by purchasing a group annuity contract. Applied only to those who were currently receiving monthly payments (and did not have a Qualified Domestic Relations Order.) Amounts and terms did not change. Other pensions are still administered by Fidelity. Fidelity has the historical records. Prudential later sold the business to Empower; however payments are sent from Prudential Tax Service. Details: https://www.hpalumni.org/pension2021

- If you were employed by DEC prior to Mar 1, 1996: You may have a benefit under the HP Cash Account Pension Plan. Plan details in this HP document, which may be out of date: https://www.hpalumni.org/CAPP_2008_SPD_Cash_Account_Pension_Plan.pdf  The current SPD takes precedence over any other written, online, or verbal information you may have been given -- but is still subject to change. The employer's plan administrator is required by law to provide the SPD upon request. How to obtain and decode: https://www.hpalumni.org/SPD-decode

- The HP Retirement Service Center, operated by Fidelity, is the primary administrator for HP Inc US pension and 401(k) accounts. This includes accounts for companies that Hewlett-Packard acquired before Nov 1, 2015 (Compaq, DEC, EDS, etc.) -- and historical records for accounts that were transferred to Prudential in 2020. 1-800-457-4015 (If no password, keep hitting #.) (Outside US 1-508-787-9902 collect.) https://nb.fidelity.com If difficulty on a call or chat, ask for Fidelity's "HP Inc team." Local Fidelity offices are focused on sales.

- Benefits depend on the choices the employee made. At various times available pension options may have included lump sum, monthly payment, reduced monthly payment with survivor benefit, etc.

- This topic is discussed on the HPAlumni Finance Forum Covers topics such employee stock, 401(k), pensions, and other financial issues from an ex-HP/HPE perspective. .

- UK Pensions -- HP, DEC, EDS. Links and member advice: https://www.hpalumni.org/country-uk