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Affordable Care Act, Medicaid, and Covered California links and deadlines.

From former employees of HP and HPE.   

Join the HPAA's Benefits Forum Covers topics such as COBRA and retiree health benefits, annual enrollment, and transition to Medicare.

(Updated May 11, 2025) Click to join the HPAA   Question? Email us: info@hpalumni.org


If you move to a public health insurance exchange, you don't lose eligibility to return to HP/HPE coverage. There are other circumstances where you can lose it...

If you decline HP/HPE medical coverage: Depending on your situation, you can lose the ability to re-enroll in HP/HPE coverage -- and your surviving dependents will not be eligible for HP/HPE coverage. Details:  https://www.hpalumni.org/reenroll-restrictions

Technically, you have 31 days to change if you lose coverage from an employer or other plan -- or have a status change such as marriage, divorce, or transition to Medicare. This is not unique to HPInc/HPE. A fundamental principle of health insurance is that everyone continuously pays into the overall health insurance system pool when they are healthy. (For example, if you don't sign up for each of the various Medicare elements when first eligible, you pay a late enrollment penalty for years.) 

If you have such a change, contact your HP or HPE Benefits Center ASAP -- or contact the insurance sales agency that you bought the plan from, such as Alight Retiree Health Solutions Alight Retiree Health Solutions contacts


Medicare
"You can only join, switch, or drop a Medicare Advantage Plan (Part C) , other Medicare health plan, or Medicare drug plan (Part D) at certain times, called enrollment periods." 
Official site:  https://www.medicare.gov/sign-up-change-plans/joining-a-health-or-drug-plan

Affordable Care Act 
Official site: https://www.healthcare.gov

Covered California (California's Medicaid program)
Official site: https://www.coveredca.com

All States -- Medicaid
"The State Overviews provide resources that highlight the key characteristics of states’ Medicaid and CHIP [Children's Health Insurance] programs..."
https://www.medicaid.gov/state-overviews/index.html


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