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HP/HPE retiree enrollment tips and traps. (Nov 9, 2022)

From former employees of HP and HPE.   

Join the HPAA's Benefits Forum Covers topics such as COBRA and retiree health benefits, annual enrollment, and transition to Medicare.

Question? Email: info@hpalumni.org

Trap: Don't blindly renew plans -- especially drug plans: hpalumni.org/health-compare

Trap: Verify plan coverage by calling admins at your providers -- doctors, hospital, etc. hpalumni.org/health-callprovider

HP/HPE enrollment deadlines are soft deadlines. Medicare deadlines are not.

Didn't get an Enrollment Guide? We have copies: hpalumni.org/EnrollmentGuides

Enrollment Guide tip. They are very complex. Download and use search feature to find specific words or phrases. hpalumni.org/EnrollmentGuides

Phone numbers and websites for HPInc, HPE, and ARHS enrollment: hpalumni.org/BenefitsCenters.

Escalate retiree benefits issues to HPInc, HPE, or ARHS: hpalumni.org/escalate

Affordable Care Act, Medicaid, and Covered California. Links and deadlines. hpalumni.org/health-other

COBRA health benefits continuation -- including premium assistance under the American Rescue Plan: hpalumni.org/cobra

If you decline HP/HPE medical coverage: Depending on your situation, you can lose the ability to re-enroll in HP/HPE coverage -- and your surviving dependents will not be eligible for HP/HPE coverage. Details:  https://www.hpalumni.org/reenroll-restrictions

HPInc. MyHPBenefits navigation secrets. To revisit the plans available to you next year -- or find key documents, such as features of HP medical options: hpalumni.org/health-myHPBenefits

HPE. Issues with HPE Benefits Center. If you didn't get an enrollment packet, call Bswift/Aetna -- and also go online: hpalumni.org/BenefitsCenters. We have 2023 copies (Cover: Couple at amusement park. Kissing a stuffed penguin.) hpalumni.org/EnrollmentGuides

Comparing health plans. What to look for. Member advice: hpalumni.org/health-compare

Get accurate Medicare info. Lots of oversimplified or out-of-date info, disguised sales pitches, and scams in media or online. Guide to using the very clear, official sources: hpalumni.org/medicare-basics

Medicare trap could cost you for years. Sign up for Medicare when first eligible. Medicare Basics Review:  hpalumni.org/medicare

Medicare Advantage vs Original Medicare. Place your bet. hpalumni.org/medicare-advantage

Alight Retiree Healthcare Solutions -- who are they? hpalumni.org/medicare-open-market

Why are Medicare policies from HP/HPE so much more expensive than individual, open-market plans through ARHS? hpalumni.org/medicare-group

ARHS does not offer all Medicare policies No sales agency, including ARHS, offers all policies potentially available in your ZIP code. hpalumni.org/medicare-open-market

"Pre-2003" HP Retiree Program. The confusing name refers to the year when HP implemented it. HP's official qualification rules: hpalumni.org/Pre2003

Why are HP/HPE group plan costs going up? hpalumni.org/health-cost

HP never made any explicit commitment to provide free lifetime retiree health insurance: hpalumni.org/health-future

Classified as a retiree or former employee of which HP-related companies? You may be surprised. hpalumni.org/WhichCompany

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