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HP/HPE retiree enrollment tips and traps. (Nov 9, 2022)
From former employees of HP and HPE.
Join the HPAA's Benefits Forum Covers topics such as COBRA and retiree health benefits, annual enrollment, and transition to Medicare.
Question? Email: info@hpalumni.org
Trap: Don't blindly renew plans -- especially drug plans: hpalumni.org/health-compare
Trap: Verify plan coverage by calling admins at your providers -- doctors, hospital, etc. hpalumni.org/health-callprovider
HP/HPE enrollment deadlines are soft deadlines. Medicare deadlines are not.
Didn't get an Enrollment Guide? We have copies: hpalumni.org/EnrollmentGuides
Enrollment Guide tip. They are very complex. Download and use search feature to find specific words or phrases. hpalumni.org/EnrollmentGuides
Phone numbers and websites for HPInc, HPE, and ARHS enrollment: hpalumni.org/BenefitsCenters.
Escalate retiree benefits issues to HPInc, HPE, or ARHS: hpalumni.org/escalate
Affordable Care Act, Medicaid, and Covered California. Links and deadlines. hpalumni.org/health-other
COBRA health benefits continuation -- including premium assistance under the American Rescue Plan: hpalumni.org/cobra
If you decline HP/HPE medical coverage: Depending on your situation, you can lose the ability to re-enroll in HP/HPE coverage -- and your surviving dependents will not be eligible for HP/HPE coverage. Details: https://www.hpalumni.org/reenroll-restrictions
HPInc. MyHPBenefits navigation secrets. To revisit the plans available to you next year -- or find key documents, such as features of HP medical options: hpalumni.org/health-myHPBenefits
HPE. Issues with HPE Benefits Center. If you didn't get an enrollment packet, call Bswift/Aetna -- and also go online: hpalumni.org/BenefitsCenters. We have 2023 copies (Cover: Couple at amusement park. Kissing a stuffed penguin.) hpalumni.org/EnrollmentGuides
Comparing health plans. What to look for. Member advice:
hpalumni.org/health-compare
Get accurate Medicare info. Lots of oversimplified or out-of-date info, disguised sales pitches, and scams in media or online. Guide to using the very clear, official sources: hpalumni.org/medicare-basics
Medicare trap could cost you for years. Sign up for Medicare when first eligible. Medicare Basics Review: hpalumni.org/medicare
Medicare Advantage vs Original Medicare. Place your bet. hpalumni.org/medicare-advantage
Alight Retiree Healthcare Solutions -- who are they? hpalumni.org/medicare-open-market
Why are Medicare policies from HP/HPE so much more expensive than individual, open-market plans through ARHS? hpalumni.org/medicare-group
ARHS does not offer all Medicare policies No sales agency, including ARHS, offers all policies potentially available in your ZIP code. hpalumni.org/medicare-open-market
"Pre-2003" HP Retiree Program. The confusing name refers to the year when HP implemented it. HP's official qualification rules: hpalumni.org/Pre2003
Why are
HP/HPE group plan costs going up? hpalumni.org/health-costHP never made any explicit commitment to provide free lifetime retiree health insurance: hpalumni.org/health-future
Classified as a retiree or former employee of which HP-related companies? You may be surprised. hpalumni.org/WhichCompany
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